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111-07 101 Ave, Richmond Hill, NY 11419

Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Build Your Green File.

A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

Client

Reviews

Nothing less than perfect experience with him .Completely exceptional .i just bought house in valley stream for over 1million which we fell in love with.Agent Kumar made sure everything goes smooth and very happy with his service . Will def recommend all my friend and family.

Anonymous

I just bought the house 2 days ago in Ozone Park. I would highly recommend Avinish kumar for buying or selling homes. He has been very helpful every step of the way. A very sincere and honest realtor. Again I am completely satisfied and I highly recommend everyone.

Anonymous

One of the best agent in NYC. He did an amazing job. We went to him 2-3 months ago just to discuss about the paper requirements to buy a house, and today here we are sitting in our new house. Always there to help you even on weekends. Has great knowledge, high professionalism. Have already recommended him to 2 of my friends.

Anonymous

we were a first time home buyer. Avnish helps us a lot with the process.we highly recommend him for your new house. he is always there to help you. he has a lot of experience in this area.

Anonymous

Excellent service and very knowledge able about the market. Helped me get my home and I got a great deal!! I felt very comfortable working with him and he made sure I’m getting a good deal.

Anonymous

Consummate professional and a person of high integrity in a business where this is not the norm. Works hard and is always available and very generous with his time, which is needed during the difficult and always stressful selling process. We recommend him enthusiastically and without reservation!

Anonymous

He is a professional has alot of knowledge and helps you all the way clear things for first time home buyers treats his clients like his family it's always good to do business with a person with a lot of knowledge I will always do business with him. Helped me with buying my house for a very good price

Anonymous

Raj is an expert in real estate. He helped me sell three houses in Queens with utmost professionalism and care. He made sure all the transactions went smoothly. I would highly recommend him for your real estate needs.

baljinder kaur

Raj was very helpful in finding property. His expertise helped us to find right property in good neighborhood. He also helped us for mortgage options.

Anonymous

I purchased three property through Avnish Kumar(Raj) and sold two property with Excellent experience. He advised me every step and save my lots of money.he has so knowledge and lots of experience in Real Estate.

Anonymous
Vision Real Estate NY